A Name You Can Trust

 Just as the world continues to change and grow, EquiTrust Life Insurance Company® remains in motion. We’re dedicated to providing you with new financial ideas to help meet your specific needs. And we do it all by standing true to our principles and offering the integrity you look for in an insurance company.

 Guggenheim Partners provides portfolio management for EquiTrust Life. Guggenheim Partners is a global investment and advisory firm.

 As you invest in your future and plan for long-term financial protection, you look to a name you can trust. You can rest assured that our service will be prompt, fair and reliable. We take pride in our responsiveness and our dedication to offering products and services that meet your changing financial needs and objectives.

 And when you’re searching for a company that demonstrates integrity, strength and innovation -- one that can help you meet your financial objectives -- look no further than EquiTrust Life Insurance Company. We put you first.

Products

The EquiTrust portfolio consists of two product lines: Fixed Annuities and Life Insurance

Fixed Annuities

 A fixed annuity is issued by an insurance company, and features two distinct phases: accumulation phase and payout phase. Your money earns income-tax-deferred interest at rates set by EquiTrust or based on a portion of a stock-market index's performance. If you choose to "annuitize" you can receive a flow of income for either a specified period, or for life

Life Insurance

 Providing financial security for your loved ones in the event of your death is of utmost importance to most adults. A whole-life insurance policy is a means to leverage a portion of your financial resources for purposes of providing a legacy to your beneficiaries, while maintaining control of your assets. Your premium earns either a declared rate of return or index-linked returns, which grows income-tax deferred