About Us

 

NGL's Mission: Partner with our customers to share life's financial risks and rewards.

 

Since 1910, National Guardian Life (NGL) has consistently been rated one of America's most successful independent mutual life insurance companies. Adhering to the highest standards of quality and integrity, we continually demonstrate our commitment to our policy owners, their families, and the communities in which they work and live. Our well-designed preneed, final expense and group accident and health products, paired with our high-quality service, allow us to reaffirm our dedication to you

More and more people are making the decision to prefund their funeral arrangements. Prefunding is setting aside funds today, at today's prices, so you can be certain the money will be there to pay for your services in the future. Funeral costs, like many other valuable services, increase over time and are expected to continue to increase significantly over the next decade. In fact, funeral related expenses have nearly tripled over the past 25 years.

 

Benefits

 

There are a number of benefits to prefunding your funeral:

• Funeral services may be carried out at little or no additional cost to your family

• Funds are immediately available to pay funeral costs, with no waiting period due to probate or other delays

• Flexible payment options are available to meet your needs today

• You may be eligible for full benefits even before all your payments are made

• The benefit amount grows over time to help offset inflation and that growth is not taxable to you

 

Future Funeral Costs

 

Considering the average costs over the past 40 years and projecting out at 5% inflation per year, by 2030 the cost would be $18,276.*

*Does not include any cemetery costs.