Effective Date: January 30, 2026

The Insurance Advisor Inc. ("Company," "we," "our," or "us") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains what information we collect, how we use it, how we protect it, and your rights regarding your information.

1. Information We Collect

We may collect the following categories of information:

A. Information You Provide Directly

- Full name

- Email address

- Phone number (including mobile number)

- Mailing address

- Date of birth

- Insurance-related information (Medicare, life insurance, annuities, financial products)

- Any other information you voluntarily submit through forms, phone calls, emails, or text messages

B. Information Collected Automatically

- IP address

- Browser type and version

- Device identifiers

- Pages visited and time spent on our website

- Referring URLs

C. Information from Third Parties

- Lead providers

- Marketing partners

- Insurance carriers

- CRM and communication platforms

2. How We Use Your Information

We use your information to:

- Provide insurance and financial consultation services

- Respond to inquiries and requests

- Schedule appointments and follow up

- Communicate via phone, email, and SMS (with consent)

-Deliver marketing and educational content

- Improve website performance and user experience

- Comply with legal, regulatory, and contractual obligations

3. SMS / Text Messaging Opt-In

If you provide your mobile phone number and opt in to receive SMS messages, you consent to receive text messages from The Insurance Advisor Inc. related to:

- Appointment reminders

- Requested information

- Follow-ups regarding insurance products and services

- Promotional or educational messages (if applicable)

Message frequency may vary. Message and data rates may apply.

You may opt out at any time by replying STOP to any message. For help, reply HELP or contact us directly.

We do not share your mobile number with third parties for their marketing purposes.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

- Ensure website functionality

- Analyze traffic and user behavior

- Improve marketing effectiveness

Cookies may include:

- Essential cookies – required for site operation

- Analytics cookies – help us understand how users interact with our site

- Marketing cookies – used to deliver relevant advertising

You may control or disable cookies through your browser settings. Disabling cookies may affect site functionality.

5. Data Sharing and Disclosure

We may share your information with:

- Insurance carriers and financial service providers

- CRM, marketing, and communication service providers

- Compliance, legal, and regulatory entities

We do not sell your personal information.

6. Data Security and Handling

We implement reasonable administrative, technical, and physical safeguards to protect your information, including:

- Secure servers and access controls

- Limited access to authorized personnel

- Encrypted data transmission where applicable

While we take reasonable steps to protect your data, no method of transmission or storage is 100% secure.

7. Data Retention

We retain personal information only as long as necessary to:

- Provide services

- Meet legal and regulatory requirements

- Resolve disputes and enforce agreements

When information is no longer required, it is securely deleted or anonymized.

8. Your Privacy Rights

You have the right to:

- Access your personal information

- Request corrections or updates

- Request deletion of your data (subject to legal requirements)

- Opt out of marketing communications

- Withdraw consent at any time

California Residents (CCPA/CPRA)

California residents have the right to:

- Know what personal information is collected and shared

- Request deletion of personal information

- Opt out of the sale or sharing of personal information (we do not sell data)

- Not be discriminated against for exercising privacy rights

I

nternational Users (GDPR)

If you are located in the EU or UK, you have additional rights including data portability and restriction of processing.

Requests may be submitted using the contact information below.

9. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect information from children.

10. Mobile Information Sharing Statement

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

11. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised effective date.

12. Contact Information

The Insurance Advisor Inc.
Email: [email protected]
Phone: 855-912-1673